Do you want to take out a non-bank loan online? In this situation, it is usually necessary to perform verification by transfer to the account of the loan company from our account. This does not mean, however, that obtaining a non- bank online loan is impossible without an account. Here, Giro’s check comes to our aid.
Getting a quick loan without leaving your home is not as complicated as it may seem. We should then become familiar with the various offers to find a good loan for ourselves. However, most online loans require verification first transfer. Its purpose is to confirm that the person applying for the loan is really the one who has the given bank account.
However, the problem arises when we do not have a bank account. This does not mean, however, that we have to give up the loan available online. In this case, the Giro service, which is offered today by more and more loan companies, is a very good choice.
What is Giro?
The word “giro” itself comes from the Italian language and means “turnover”, which is understood as the circulation of money. The word has already been used in banking and finance for a long time. In the past, Giro transactions were carried out in many European countries, which consisted of a postal exchange system. Today, this is a rare service, because on-line banking systems are very popular.
This does not mean, however, that Giro is not available. We can also use it in Poczta Polska outlets throughout the country. The term “Giro check” is most often used because it is the basis for the payment.
What is the payment with the Giro check?
Giro Check is a document on the basis of which we can withdraw money at a post office. It is very simple because we only need a document confirming our identity. The type of document and its details are also included in the Giro check along with the amount. In this way, a client’s specific verification is performed, which consists in comparing the data from the check with the data from the document. When everything goes well, we can withdraw money.
Therefore, with the Giro loan, we do not have to pay the verification fee by transferring money from our bank account . All we have to do is select this option, so we do not even need an account to make such a transfer. However, it is worth pointing out that the loan company may request an additional fee for this form of paying us money. Usually, it amounts to a few zlotys and is added to our loan amount to be refunded, so when paying out funds we do not have to pay anything extra.
In summary, when we want to take a quick and convenient non-bank loan online, and then collect money at the post office even within a few days, it’s really a great proposition. It is worth remembering, however, that such an option of identity verification and payment of money is not offered to us by all loan companies. So let’s see where this loan installments or chwilówka is available, and then submit your application.