Banks and Credit Lending

A major task for banks is credit intermediation, ie channeling of funds from those who have a surplus of money (the savers) to those who need money to obtain real capital or receivables (the investors). Through its credit intermediation, the bank assumes the risk that is the responsibility of an investment. If the borrower fails…

Giro, a loan without a bank account

Do you want to take out a non-bank loan online? In this situation, it is usually necessary to perform verification by transfer to the account of the loan company from our account. This does not mean, however, that obtaining a non- bank online loan is impossible without an account. Here, Giro’s check comes to our…

Low-income loan – is it possible?

Anyone considering making a low-income loan must be aware that banks are more likely to offer high-interest loans in this case. As with all loans, the borrower should think twice about taking a loan, especially at low incomes. preparation If I want to apply for a loan from a bank despite a low income, then…